Grand coalition plans higher care contributions

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Employers warn of higher care contributions through grand coalition

The upcoming government is not yet in place, but the Union and the SPD already seem to be in agreement to raise the contribution rate for long-term care insurance in a joint coalition. Employers warn of this step and advocate cost-neutral reform.

Employers against increasing contributions Even if the various Union and SPD politicians are still arguing in various working groups about their plans for the upcoming grand coalition, at least on the point of the planned increase in care contributions, they seem to be in agreement. The Federal Association of German Employers' Associations (BDA) has now warned the parties involved against agreeing to increase the contributions to long-term care insurance. BDA President Dieter Hundt told the "Handelsblatt": "It is of little use to employees and companies if politicians are full-bodied to exclude tax increases and, at the same time, to permanently increase the contribution burden on social security."

Reform possible with no impact on costs Hundt further explained: "But this would be exactly the case if the statutory reduction in the pension contribution rate by 0.6 percentage points was omitted and the burden of long-term care insurance contributions increased." He also explained that the economy was not fundamentally opposed to reform lock, but such is also possible at no cost. "The care advisory board of the Federal Government has expressly pointed this out," said the employer president. The CDU, CSU and SPD advised on the topic of nursing on Thursday. Afterwards, the SPD health expert Karl Lauterbach said that the improvements sought would probably not be financed with the current maintenance rate.

More people in need of care and dementia patients in the future The negotiator of the Union in the Health Working Group, Jens Spahn, pointed out that there will be more people in need of care and dementia patients in the future: "It is a consensus of all three parties that this also requires more services and certainly with more Costs and higher contributions. "Lauterbach, who holds the position of the SPD negotiator for the topic of health, pointed out, however, that no concrete agreement has yet been reached. His party sees an increase of 0.5 percentage points as necessary. The rate of 2.05 percent still applies and 2.3 percent for childless people. Johannes Singhammer, health expert at the CSU, said that everyone involved is determined to do more for those who are cared for and for those who care for them. That would not work without more money.

Differences in the negotiations In the negotiations, large differences were sometimes also revealed. The SPD, for example, continues to stick to its idea of ​​citizens' insurance. "We also pursue the concept of citizen insurance for long-term care insurance," says Lauterbach. However, the CDU health expert Spahn says: "There will be no citizens' insurance in a grand coalition. Anyone who sees the election results knows what the situation is like. ”On the other hand, he campaigned for capital reserves in nursing care, similar to private health insurance. His Union colleague Singhammer also said that people should continue to make private provision in the area.

Nursing care insurance: Nursing care is often not sensible. However, just a few months ago, the Stiftung Warentest came to the conclusion that such private measures are often not sensible. They found that the state-sponsored long-term care allowance, the so-called "nursing care", is in most cases not sufficient to cover the need for long-term care. Since January 2013, the state has subsidized the daily care allowance with the “Nursing Bahr”, named after the outgoing Minister of Health, with five euros per month, provided that the insured person pays at least ten euros per month and the insurance meets the state requirements. (ad)

Image: Maren Beßler /

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